FAMILIES

“Inversant really brings all the information you could possibly need to one place. That has made a big difference in preparing for college … It’s been eye opening.”

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Rules

Inversant's Direct Deposit Offer

TERMS & CONDITIONS

NO PURCHASE NECESSARY. Online participation only; Internet connection is required.

ABOUT Inversant

Inversant is a non-profit organization which focuses on helping the entire family prepare to enter higher education. Through its curriculum, incentivized savings programs, and connections to community agencies, Inversant’s goal is to propel more underserved youth toward high education and a firmer place in the American social and economic mainstream.

OFFER OVERVIEW

The first 2,000 eligible participants who open a Metro Savings account, sign up for the $500 annual savings challenge, and reach their savings goal of $500 by December 31, 2016 will have an opportunity to receive one $50 deposit into their new account in January 2017. This Offer is available only for a limited time only. See full details below.

ELIGIBLE PARTICIPANTS

The Offer is only open to individuals who are: (i) legal U.S. residents physically residing in the 50 U.S. States (including the District of Columbia); (ii) Inversant Parents; and (ii) 18 years of age or older at the time of registration. Employees of Sponsor or its affiliates, sales representatives, agencies, dealers, retailers, wholesalers, distributors, and promotional and other vendor agencies involved in the Offer, and the immediate family (parent, spouse, sibling, child, grandparent, grandchild) and household members of all such employees, are NOT eligible. Promotion is subject to all federal, state and local laws and regulations. Void where prohibited or restricted by law.

HOW TO PARTICIPATE

In order to receive (1) $50 deposit (the “Offered Product”), you must do the following:

  1. Become an Inversant Parent. For additional information about becoming an Inversant Parent, go to http:// inversant.org/programs.
  2. Open a new Metro Savings account between 7/1/2015 and 12/31/2015.
  3. Visit Inversant’s web page at http://inversant.org/sweepstakes.
  4. Complete the Online Offer Form found there, including first and last name, e-mail address, address (no P.O. Boxes accepted), city, state, zip code, and daytime phone number.
  5. Respond “Yes” to the survey question found on the Online Offer Form: “Will you participate in the $500 annual savings challenge?”
  6. “Submit” form between 1/1/2016 and 1/31/2016.
  7. Reach your savings goal of $500 by December 31, 2016.

All information collected by Sponsor will be used consistently with Sponsor’s Privacy Policy (http://inversant.org/sweepstakes).

OFFER PERIOD

This Offer shall run between 1/1/2016 and 1/31/2016, or until 2,000 eligible participants have responded “Yes” to the $500 annual savings challenge, whichever occurs first (“Offer Period”). Sponsor will maintain the official time clock and will determine the order of entries received for the Offer. There is a limit of one (1) Offered Product per person. Any attempt by any person to submit multiple offer entries using multiple/different accounts or any other methods will void that all that person’s offer entries and that person will be disqualified at the Sponsor’s discretion.

The approximate retail value of each Offered Product is $50 USD. Taxes are solely the participant’s responsibility. Products are non-transferable. No substitutions allowed. If any Offered Product is undeliverable (i.e., canceled account), no further attempts will be made to deliver it and it will be deemed forfeited. Sponsor is NOT responsible for any lost, late, delayed, or misdirected Offer entries.

RELEASE

By participating in this Offer, participants agree to release, discharge, and hold harmless, Sponsor, and their respective parents, affiliates, subsidiaries, advertising and promotions agencies, and other individuals engaged in the development or execution of this Offer, from any liability, claims, losses, and damages arising out of or relating to their participation in this Offer or the acceptance, use, misuse, or possession of any product received in connection with this Offer.

Sponsor is not responsible for any typographical or other error in the printing of this offer, including erroneous appearance of qualification for the Offered Product and under no circumstances will more than the stated number of products be awarded. If for any reason Sponsor is prevented from continuing with this Offer, or if the integrity and/or feasibility of the Offer is severely undermined by any event including but not limited to fire, flood, epidemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, war (declared or undeclared), terrorist threat or activity, or any federal, state, provincial, or local government law, order or regulation, order of any court or jurisdiction, Sponsor shall have the right, in its sole discretion, to abbreviate, modify, suspend, cancel or terminate the Offer without further obligation.

CAUTION: ANY ATTEMPT BY AN PARTICIPANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY ALTER OR DAMAGE ANY WEBSITE, APP, OR SERVICE OR UNDERMINE THE LEGITIMATE OPERATIONS OF THE OFFER ARE PROHIBITED AND MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR AND OPERATOR RESERVE THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.

BY PARTICIPATING AS AN ACTUAL OR PROSPECTIVE OFFERED PRODUCT SENDER OR RECIPIENT YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS, INCLUDING ALL LIMITATIONS OF LIABILITY AND DISCLAIMERS, AS SPECIFIED HEREIN.

DISPUTES

Each participant agrees that (1) any and all disputes, claims, and causes of action arising out of or in connection with this Offer, or any products provided, shall be resolved individually, without resort to any form of class action, and any judicial proceeding shall take place in a federal or state court in Massachusetts; (2) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Offer, but in no event attorneys’ fees and (3) under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim punitive, incidental, and consequential damages, and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. All issues and questions concerning the construction, validity, interpretation and enforceability of these Terms and Conditions, or the rights and obligations of participants and the Sponsor in connection with this Offer shall be governed by, and construed in accordance with the laws of the Commonwealth of Massachusetts, without giving effect to any choice of law or conflict of law rules or provisions (whether of the Commonwealth of Massachusetts or any other jurisdiction), that would cause the application of the laws of any jurisdiction other than those of the Commonwealth of Massachusetts.

Sponsored by Inversant, 561 Boylston Street, 4th Floor, Boston, MA 02116.

Inversant's Annual $500 Savings Challenge Offer

TERMS & CONDITIONS

NO PURCHASE NECESSARY. Online participation only; Internet connection is required.

ABOUT Inversant

Inversant is a non-profit organization which focuses on helping the entire family prepare to enter higher education. Through its curriculum, incentivized savings programs, and connections to community agencies, Inversant’s goal is to propel more underserved youth toward high education and a firmer place in the American social and economic mainstream.

OFFER OVERVIEW

The first 2,000 eligible participants who open a Metro Savings account, sign up for the $500 annual savings challenge, and reach their savings goal of $500 by December 31, 2016 will have an opportunity to receive one $50 deposit into their new account in January 2017. This Offer is available only for a limited time only. See full details below.

ELIGIBLE PARTICIPANTS

The Offer is only open to individuals who are: (i) legal U.S. residents physically residing in the 50 U.S. States (including the District of Columbia); (ii) Inversant Parents; and (ii) 18 years of age or older at the time of registration. Employees of Sponsor or its affiliates, sales representatives, agencies, dealers, retailers, wholesalers, distributors, and promotional and other vendor agencies involved in the Offer, and the immediate family (parent, spouse, sibling, child, grandparent, grandchild) and household members of all such employees, are NOT eligible. Promotion is subject to all federal, state and local laws and regulations. Void where prohibited or restricted by law.

HOW TO PARTICIPATE

In order to receive (1) $50 deposit (the “Offered Product”), you must do the following:

  1. Become an Inversant Parent. For additional information about becoming an Inversant Parent, go to http:// inversant.org/programs.
  2. Open a new Metro Savings account between 7/1/2015 and 12/31/2015.
  3. Visit Inversant’s web page at http://inversant.org/sweepstakes.
  4. Complete the Online Offer Form found there, including first and last name, e-mail address, address (no P.O. Boxes accepted), city, state, zip code, and daytime phone number.
  5. Respond “Yes” to the survey question found on the Online Offer Form: “Will you participate in the $500 annual savings challenge?”
  6. “Submit” form between 1/1/2016 and 1/31/2016.
  7. Reach your savings goal of $500 by December 31, 2016.

All information collected by Sponsor will be used consistently with Sponsor’s Privacy Policy (http://inversant.org/sweepstakes).

OFFER PERIOD

This Offer shall run between 1/1/2016 and 1/31/2016, or until 2,000 eligible participants have responded “Yes” to the $500 annual savings challenge, whichever occurs first (“Offer Period”). Sponsor will maintain the official time clock and will determine the order of entries received for the Offer. There is a limit of one (1) Offered Product per person. Any attempt by any person to submit multiple offer entries using multiple/different accounts or any other methods will void that all that person’s offer entries and that person will be disqualified at the Sponsor’s discretion.

The approximate retail value of each Offered Product is $50 USD. Taxes are solely the participant’s responsibility. Products are non-transferable. No substitutions allowed. If any Offered Product is undeliverable (i.e., canceled account), no further attempts will be made to deliver it and it will be deemed forfeited. Sponsor is NOT responsible for any lost, late, delayed, or misdirected Offer entries.

RELEASE

By participating in this Offer, participants agree to release, discharge, and hold harmless, Sponsor, and their respective parents, affiliates, subsidiaries, advertising and promotions agencies, and other individuals engaged in the development or execution of this Offer, from any liability, claims, losses, and damages arising out of or relating to their participation in this Offer or the acceptance, use, misuse, or possession of any product received in connection with this Offer.

Sponsor is not responsible for any typographical or other error in the printing of this offer, including erroneous appearance of qualification for the Offered Product and under no circumstances will more than the stated number of products be awarded. If for any reason Sponsor is prevented from continuing with this Offer, or if the integrity and/or feasibility of the Offer is severely undermined by any event including but not limited to fire, flood, epidemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, war (declared or undeclared), terrorist threat or activity, or any federal, state, provincial, or local government law, order or regulation, order of any court or jurisdiction, Sponsor shall have the right, in its sole discretion, to abbreviate, modify, suspend, cancel or terminate the Offer without further obligation.

CAUTION: ANY ATTEMPT BY AN PARTICIPANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY ALTER OR DAMAGE ANY WEBSITE, APP, OR SERVICE OR UNDERMINE THE LEGITIMATE OPERATIONS OF THE OFFER ARE PROHIBITED AND MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR AND OPERATOR RESERVE THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.

BY PARTICIPATING AS AN ACTUAL OR PROSPECTIVE OFFERED PRODUCT SENDER OR RECIPIENT YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS, INCLUDING ALL LIMITATIONS OF LIABILITY AND DISCLAIMERS, AS SPECIFIED HEREIN.

DISPUTES

Each participant agrees that (1) any and all disputes, claims, and causes of action arising out of or in connection with this Offer, or any products provided, shall be resolved individually, without resort to any form of class action, and any judicial proceeding shall take place in a federal or state court in Massachusetts; (2) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Offer, but in no event attorneys’ fees and (3) under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim punitive, incidental, and consequential damages, and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. All issues and questions concerning the construction, validity, interpretation and enforceability of these Terms and Conditions, or the rights and obligations of participants and the Sponsor in connection with this Offer shall be governed by, and construed in accordance with the laws of the Commonwealth of Massachusetts, without giving effect to any choice of law or conflict of law rules or provisions (whether of the Commonwealth of Massachusetts or any other jurisdiction), that would cause the application of the laws of any jurisdiction other than those of the Commonwealth of Massachusetts.

Sponsored by Inversant, 561 Boylston Street, 4th Floor, Boston, MA 02116.

Inversant's Monthly $100 Email Survey Sweepstakes
(excluding parents of 12th-grade student)

OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. The information you provide will be used consistent with Sponsor’s Privacy Policy.

ABOUT Inversant: Inversant is a non-profit organization which focuses on helping the entire family prepare to enter higher education. Through its curriculum, incentivized savings programs, and connections to community agencies, Inversant’s goal is to propel more underserved youth toward high education and a firmer place in the American social and economic mainstream.

ELIGIBILITY: The Inversant Monthly $100 Email Survey Sweepstakes (the “Sweepstakes”) is only open to individuals who are: (i) legal U.S. residents physically residing in the 50 U.S. States (including the District of Columbia); (ii) Inversant Parents (excluding parents of 12th-grade student); and (ii) 18 years of age or older at time of registration. Employees of Inversant (“Sponsor” or “Inversant”) or its affiliates, sales representatives, agencies, dealers, retailers, wholesalers, distributors, and promotional and other vendor agencies involved in the promotion, and the immediate family (parent, spouse, sibling, child, grandparent, grandchild) and household members of all such employees, are NOT eligible. Promotion is subject to all federal, state and local laws and regulations. Void where prohibited or restricted by law.

ENTRY PERIOD: The Sweepstakes consists of three (3) separate sweepstakes (one per month, each an “Event”), which are detailed in the chart below. All entries must be received by the end time and date specified below for each respective Event to be eligible for the corresponding drawing for that Event. Entries from one (1) Event will not carry over to subsequent Events. Individuals who enter during the Event Entry Period will receive an entry for the corresponding drawing based on the chart below, and entrants will need to come back and enter again if they would like to receive an entry for subsequent Entry Periods.


HOW TO ENTER: To enter the Sweepstakes, (i) answer the monthly short email survey (“Survey”), and (ii) complete and submit the Sweepstakes Official Online Entry Form found there, including first and last name, e-mail address, address (no P.O. Boxes accepted), city, state, zip code, and daytime phone number. NOTE: The response to the survey questions will NOT be judged and will have no bearing on the odds of winning. There is no wrong or right answer to the questions, but answers must be provided to be eligible for Sweepstakes.

A total of three winners will be selected at random in connection with the Sweepstakes; specifically, one winner will be selected from each Event as detailed in the above chart under the “Entry Period” section. Only one entry per Event per person/e-mail address/authorized e-mail account holder. Sponsor’s computer will be the official time clock for the Sweepstakes. Odds of winning depend on the number of entries received during each Event period. Any attempt by any person to obtain more than the stated number of entries by using multiple/different email accounts or any other methods will void all of that person’s entries and that person will be disqualified. Sponsor is not responsible for lost, late, illegible, corrupted, or misdirected entries.

PRIZES AND APPROXIMATE RETAIL VALUE: Three (3) prizes in total; one (1) prize will be awarded for each Event. The prize for each Event will consist of a $100 deposit into entrant’s Metro Savings account.

Approximate Retail Value (“ARV”) for all prizes: $300.

Taxes on prize are the sole responsibility of the winner. Any and all guarantees and warranties for merchandise prize are subject to the manufacturer’s and/or service providers terms and conditions, and winner agrees to look solely to such manufacturers and/or service providers for any warranty or guarantee claim. Prize is non-transferable and no substitution or cash equivalent is allowed except in Sponsor’s sole discretion. Sponsor reserves the right to substitute prize of the same ARV. For a prize $600 or more in value, winner’s social security number or taxpayer I.D. will be required in order to issue a Form 1099-MISC showing prize ARV as income to the winner. Prize consists only of item(s) specifically listed as part of the prize. All costs and expenses not specified herein, related to any prize, including but not limited to delivery, installation, service activation fees and other expenses incurred by accepting the prize, is the sole responsibility of the winner. Limit one (1) prize per person. Prize will be fulfilled eight weeks after the drawing.

SELECTION OF THE WINNER: Three (3) randomly selected winners will each be awarded a prize during the Sweepstakes. Specifically, one winner will be selected from each Event, as detailed in the chart in the Entry Period section. Non-winning entries from each Event will not carry-over to subsequent Events. Drawings will be conducted in accordance with the Official Rules by Sponsor, whose decisions on all matters related to the Sweepstakes are binding and final. Potential winner will be notified by using the contact information provided on the entry form, and will be required to respond within five (5) days, or the prize will be forfeited and an alternate potential winner will be chosen. Affidavit of eligibility, prize acceptance form, tax information, publicity release, and/or mutually acceptable liability releases may be required and, if so, must be returned within reasonable specified time or prize will be forfeited and alternate winner chosen.

For a list of winners, check Inversant’s web page at http://inversant.org/sweepstakes.

PUBLICITY RELEASE: Except where prohibited, acceptance of a prize package constitutes winner’s consent that his or her name, likeness, voice and/or biographical data may be used for advertising and promotional purposes without limitation and without additional notice, compensation, or consent.

RELEASE: By entering, entrant agrees to accept and abide by the rules of this Sweepstakes and agrees that any dispute with regard to the conduct of this Sweepstakes, rule interpretation or award of prize shall be submitted to Sponsor, whose decision shall be binding and final. By participating, entrant agrees to release and hold harmless Sponsor, participating dealers and retailers, affiliates, sales representatives, distributors and promotional and other vendor agencies, their respective parent companies, affiliates, subsidiaries, service agencies, independent contractors, and the officers, directors, employees, agents and representatives of any of the above organizations from any injury, loss or damage to person, including death, or property due in-whole or in-part, directly or indirectly, to the acceptance or use/misuse of a prize, participation in any sweepstakes-related activity, or participation in the sweepstakes.

Sponsor is not responsible for any typographical or other error in the printing of this offer, administration of the sweepstakes or in the announcement of prizes, including erroneous appearance of qualification for a prize, and under no circumstances will more than the stated number of prizes be awarded. If for any reason Sponsor is prevented from continuing with this Sweepstakes, or the integrity and/or feasibility of the Sweepstakes is severely undermined by any event including but not limited to fire, flood, epidemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, war (declared or undeclared), terrorist threat or activity, or any federal, state or local government law, order or regulation, order of any court or jurisdiction, Sponsor shall have the right, in its sole discretion, to abbreviate, modify, suspend, cancel or terminate the sweepstakes without further obligation. If Sponsor in its discretion elects to so abbreviate the Sweepstakes, Sponsor reserves the right, but not the obligation, to award the prize from among all eligible entries received to date. All entries are the property of Sponsor and are not returnable.

This promotion is intended for viewing in the United States only and shall be construed and evaluated only according to applicable United States law. Do not enter this promotion if you are not located in the United States. The use of any automated devices in connection with this promotion is prohibited. Sponsor assumes no responsibility for computer system, hardware, software or program malfunctions or other errors, failures, delayed computer transactions or network connections, whether human, technical or otherwise in nature. Sponsor reserves the right, in its sole discretion, to cancel or suspend this promotion should virus, bugs or other causes beyond its control corrupt the administration, security or proper play of this promotion. Sponsor is not responsible for any injury or damage to any person’s computer or related equipment resulting from or relating to participation in this promotion or downloading any material related to this promotion. Entries will be deemed made by the authorized account holder of the e-mail address submitted at the time of entry. In the event of a dispute, the potential winner may be required to provide proof that he or she is the authorized holder of the identified e-mail account.

DISPUTES/CHOICE OF LAW: Except where prohibited, each entrant agrees that: (1) any and all disputes, claims and causes of action arising out of or connected with this Sweepstakes or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by state or federal courts situated in Massachusetts, (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, but in no event attorneys’ fees, (3) no punitive, incidental, special, consequential or other damages, including, without limitation, lost profits, may be awarded (collectively, “Special Damages”), and (4) entrant hereby waives all rights to claim Special Damages and all rights to such damages multiplied or increased. Massachusetts law, without reference to choice of law rules, governs the sweepstakes and all aspects related thereto.

Sponsored by Inversant, 561 Boylston Street, 4th Floor, Boston, MA 02116.

Inversant's Monthly $100 Email Survey Sweepstakes
(for parents of 12th-grade students only)

OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. The information you provide will be used consistent with Sponsor’s Privacy Policy.

ABOUT Inversant: Inversant is a non-profit organization which focuses on helping the entire family prepare to enter higher education. Through its curriculum, incentivized savings programs, and connections to community agencies, Inversant’s goal is to propel more underserved youth toward high education and a firmer place in the American social and economic mainstream.

ELIGIBILITY: The Inversant Monthly $100 Email Survey Sweepstakes (the “Sweepstakes”) is only open to individuals who are: (i) legal U.S. residents physically residing in the 50 U.S. States (including the District of Columbia); (ii) Inversant Parents (for parents of 12th-grade students only); and (ii) 18 years of age or older at time of registration. Employees of Inversant (“Sponsor” or “Inversant”) or its affiliates, sales representatives, agencies, dealers, retailers, wholesalers, distributors, and promotional and other vendor agencies involved in the promotion, and the immediate family (parent, spouse, sibling, child, grandparent, grandchild) and household members of all such employees, are NOT eligible. Promotion is subject to all federal, state and local laws and regulations. Void where prohibited or restricted by law.

ENTRY PERIOD: The Sweepstakes consists of three (3) separate sweepstakes (one per month, each an “Event”), which are detailed in the chart below. All entries must be received by the end time and date specified below for each respective Event to be eligible for the corresponding drawing for that Event. Entries from one (1) Event will not carry over to subsequent Events. Individuals who enter during the Event Entry Period will receive an entry for the corresponding drawing based on the chart below, and entrants will need to come back and enter again if they would like to receive an entry for subsequent Entry Periods.


HOW TO ENTER: To enter the Sweepstakes, (i) answer the monthly short email survey (“Survey”), and (ii) complete and submit the Sweepstakes Official Online Entry Form found there, including first and last name, e-mail address, address (no P.O. Boxes accepted), city, state, zip code, and daytime phone number. NOTE: The response to the survey questions will NOT be judged and will have no bearing on the odds of winning. There is no wrong or right answer to the questions, but answers must be provided to be eligible for Sweepstakes.

A total of three winners will be selected at random in connection with the Sweepstakes; specifically, one winner will be selected from each Event as detailed in the above chart under the “Entry Period” section. Only one entry per Event per person/e-mail address/authorized e-mail account holder. Sponsor’s computer will be the official time clock for the Sweepstakes. Odds of winning depend on the number of entries received during each Event period. Any attempt by any person to obtain more than the stated number of entries by using multiple/different email accounts or any other methods will void all of that person’s entries and that person will be disqualified. Sponsor is not responsible for lost, late, illegible, corrupted, or misdirected entries.

PRIZES AND APPROXIMATE RETAIL VALUE: Three (3) prizes in total; one (1) prize will be awarded for each Event. The prize for each Event will consist of a $100 deposit into entrant’s Metro Savings account.

Approximate Retail Value (“ARV”) for all prizes: $300.

Taxes on prize are the sole responsibility of the winner. Any and all guarantees and warranties for merchandise prize are subject to the manufacturer’s and/or service providers terms and conditions, and winner agrees to look solely to such manufacturers and/or service providers for any warranty or guarantee claim. Prize is non-transferable and no substitution or cash equivalent is allowed except in Sponsor’s sole discretion. Sponsor reserves the right to substitute prize of the same ARV. For a prize $600 or more in value, winner’s social security number or taxpayer I.D. will be required in order to issue a Form 1099-MISC showing prize ARV as income to the winner. Prize consists only of item(s) specifically listed as part of the prize. All costs and expenses not specified herein, related to any prize, including but not limited to delivery, installation, service activation fees and other expenses incurred by accepting the prize, is the sole responsibility of the winner. Limit one (1) prize per person. Prize will be fulfilled eight weeks after the drawing.

SELECTION OF THE WINNER: Three (3) randomly selected winners will each be awarded a prize during the Sweepstakes. Specifically, one winner will be selected from each Event, as detailed in the chart in the Entry Period section. Non-winning entries from each Event will not carry-over to subsequent Events. Drawings will be conducted in accordance with the Official Rules by Sponsor, whose decisions on all matters related to the Sweepstakes are binding and final. Potential winner will be notified by using the contact information provided on the entry form, and will be required to respond within five (5) days, or the prize will be forfeited and an alternate potential winner will be chosen. Affidavit of eligibility, prize acceptance form, tax information, publicity release, and/or mutually acceptable liability releases may be required and, if so, must be returned within reasonable specified time or prize will be forfeited and alternate winner chosen.

For a list of winners, check Inversant’s web page at http://inversant.org/sweepstakes.

PUBLICITY RELEASE: Except where prohibited, acceptance of a prize package constitutes winner’s consent that his or her name, likeness, voice and/or biographical data may be used for advertising and promotional purposes without limitation and without additional notice, compensation, or consent.

RELEASE: By entering, entrant agrees to accept and abide by the rules of this Sweepstakes and agrees that any dispute with regard to the conduct of this Sweepstakes, rule interpretation or award of prize shall be submitted to Sponsor, whose decision shall be binding and final. By participating, entrant agrees to release and hold harmless Sponsor, participating dealers and retailers, affiliates, sales representatives, distributors and promotional and other vendor agencies, their respective parent companies, affiliates, subsidiaries, service agencies, independent contractors, and the officers, directors, employees, agents and representatives of any of the above organizations from any injury, loss or damage to person, including death, or property due in-whole or in-part, directly or indirectly, to the acceptance or use/misuse of a prize, participation in any sweepstakes-related activity, or participation in the sweepstakes.

Sponsor is not responsible for any typographical or other error in the printing of this offer, administration of the sweepstakes or in the announcement of prizes, including erroneous appearance of qualification for a prize, and under no circumstances will more than the stated number of prizes be awarded. If for any reason Sponsor is prevented from continuing with this Sweepstakes, or the integrity and/or feasibility of the Sweepstakes is severely undermined by any event including but not limited to fire, flood, epidemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, war (declared or undeclared), terrorist threat or activity, or any federal, state or local government law, order or regulation, order of any court or jurisdiction, Sponsor shall have the right, in its sole discretion, to abbreviate, modify, suspend, cancel or terminate the sweepstakes without further obligation. If Sponsor in its discretion elects to so abbreviate the Sweepstakes, Sponsor reserves the right, but not the obligation, to award the prize from among all eligible entries received to date. All entries are the property of Sponsor and are not returnable.

This promotion is intended for viewing in the United States only and shall be construed and evaluated only according to applicable United States law. Do not enter this promotion if you are not located in the United States. The use of any automated devices in connection with this promotion is prohibited. Sponsor assumes no responsibility for computer system, hardware, software or program malfunctions or other errors, failures, delayed computer transactions or network connections, whether human, technical or otherwise in nature. Sponsor reserves the right, in its sole discretion, to cancel or suspend this promotion should virus, bugs or other causes beyond its control corrupt the administration, security or proper play of this promotion. Sponsor is not responsible for any injury or damage to any person’s computer or related equipment resulting from or relating to participation in this promotion or downloading any material related to this promotion. Entries will be deemed made by the authorized account holder of the e-mail address submitted at the time of entry. In the event of a dispute, the potential winner may be required to provide proof that he or she is the authorized holder of the identified e-mail account.

DISPUTES/CHOICE OF LAW: Except where prohibited, each entrant agrees that: (1) any and all disputes, claims and causes of action arising out of or connected with this Sweepstakes or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by state or federal courts situated in Massachusetts, (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, but in no event attorneys’ fees, (3) no punitive, incidental, special, consequential or other damages, including, without limitation, lost profits, may be awarded (collectively, “Special Damages”), and (4) entrant hereby waives all rights to claim Special Damages and all rights to such damages multiplied or increased. Massachusetts law, without reference to choice of law rules, governs the sweepstakes and all aspects related thereto.

Sponsored by Inversant, 561 Boylston Street, 4th Floor, Boston, MA 02116.

Inversant's Privacy Policy

Purpose:

To ensure that all personal information collected from families participating in the Inversant program is securely stored and/or discarded in a manner that protects confidentiality

Definition of Personal Information:

  • A Massachusetts resident’s first name and last name, or first initial and last name, combined with any one or more of the following data that relate to such resident:
    • Social Security number
    • Driver’s license number or state-issued identification card number
    • Financial account number

Personal Information that Inversant collects:

  • Social Security Numbers (which are collected and sent directly to Fidelity Investments and/or used to open Metro Credit Union accounts)
  • 529 and Metro Account Numbers (as obtained through receipt of duplicate statements and/or sub account numbers through online portal)
  • Transactions and changes to accounts (as part of duplicate statement from 529 accounts)
  • Account balances

Practices for Protecting Personal Information:

  • Any social security numbers collected on MEFA U.Fund 529 applications are sent directly to Fidelity Investments. Inversant does not keep copies of these 529 applications.
  • Any social security number collected and used to open a Metro Credit Union account is faxed to Metro Credit Union and then shredded using a cross-cut shredder.
  • MEFA U.FUND 529 duplicate statements are stored in a locked cabinet and only reviewed by Inversant programming staff.
  • Any additional pages included with each 529 duplicate statement that Inversant does not store are shredded in a cross-cut shredder.
  • Metro Credit Union account numbers and balances are accessed via a secure online portal.
  • Account balances are stored in our Efforts to Outcomes database, but account numbers are not.

Computer & Technology Security Systems:

  • The fax machine is only utilized for sending personal information to Metro Credit Union.
  • Only Inversant employees have access to the Inversant server.
  • The separate log-in that guests at Inversant may use does not allow access to the server or any parent information.
  • Any files that are opened that have personal information are not saved. The files are sent to a Temporary folder and are deleted during an automatic system tune up.

Use of National Student Clearinghouse (NSC) Data:

  • Inversant accesses college enrollment data for Inversant students through the use of student date-of-birth and first and last name. When we produce external reports/communication, we follow the privacy measures listed here:
  • We do not report how many students attend a specific school.
  • We do not disaggregate data by program site.
  • We do not report any data with student names attached to it.
  • All excel spreadsheets are opened through NSC’s secure portal.
  • All college enrollment data is directly recorded in Inversant’s Efforts to Outcomes database, which can also be accessed with a username and password.